A simple and secure way to pay

No Deposit

Quick & Simple

Up to 6 months Interest Free

Up to $4000 Credit shop anytime

Low monthly payments

How to shop with zipMoney



Get Pre-approved below


Simple Application
3 minutes to complete application


Enjoy Your
Online Shopping Account

Apply here or Checkout with zipMoney


Fees and charges

  • One off $75 establishment fee
  • Enjoy NO INTEREST for 6 MONTHS
  • No deposit required on any purchases made
  • Minimum monthly payments apply. 3% or $40 or $2000, increasing to 3% or $80 for $4000 accounts.
  • A small admin fee of $4.95/mth, payable only if balance is owing


Safety and Security

  • Enjoy buyer protection on all purchases made using zipMoney
  • No credit card numbers. No worries!
  • We employ the same encryption as the big banks
  • We have partnered with global leaders in fraud prevention who count PayPal and eBay as clients

You must be an Australian resident, 18 years or over and have a job to apply.

Important Notice
Available to approved applicants only. Minimum monthly payments apply, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 23.90%. A monthly account service fee of $4.95 is applicable while there is a balance outstanding. Lending criteria, terms, conditions, fees and charges apply and are available on application. Credit is provided by zipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence number 441878. Visit www.zipmoney.com.au to learn from about zipMoney.